Modernized bank networks

U.S.-regulated bank transfers with local in-country settlement. Familiar to boards, auditors, and donors. Instant settlement in 50+ currencies.

• 1–3 days faster in most non-G10 corridors
• FDIC-insured traditional U.S. accounts
• OFAC and FinCEN screening on every transaction

Blockchain-enabled networks

For deep jungle, indigenous communities, or areas with limited traditional banking access — through partners leveraging institutional-grade infrastructure. $15.6 billion in digital asset transactions facilitated by partners in 2025

• Fully auditable, insured stablecoin custody
• Requires explicit approval under your governance policies
• Same documentation standards as the traditional network

Multi-currency accounts

Hold, receive, and convert funds in local currency instead of forcing every transfer back through the dollar. Through our partners' regulated banking network, these are named accounts opened in your organization's name — not pooled virtual IBANs shared across a provider's customer base.

• Accounts in USD, EUR, GBP, CAD, AUD, MXN, SGD, HKD, CNH, and PLN — opened remotely, without a local entity in each country
• Convert on your timing rather than the wire's, reducing forced conversions on every inbound gift and outbound program transfer
• Balances, conversions, and transfers reported in the same consolidated, audit-ready format as every other SNDR path

Interchange-plus card processing

Through our partners, card processing is priced at interchange-plus: you pay the actual interchange set by the card networks, plus a low, disclosed markup. Nothing is blended, tiered, or bucketed — the margin between what the network charges and what your organization is billed is stated, not hidden.

• Every statement itemizes interchange, network assessments, and markup as separate lines
• Level 2 and Level 3 data passed automatically to qualify for lower B2B interchange rates
• PCI DSS Level 1 compliance, tokenized card vault, and 24/7 fraud protection
• Dedicated U.S.-based support with a personal account manager

Yield-bearing stablecoin accounts

Reserves and operating balances held in stablecoin earn a return benchmarked to SOFR — the Secured Overnight Financing Rate published each business day by the Federal Reserve Bank of New York — rather than a discretionary rate a bank sets and quietly lowers. Because the benchmark is public, your finance committee can verify what you earn against what the market pays. These are stablecoin balances held in insured, institutional-grade custody through our partners, not bank deposits.

• Return tracks a published benchmark your board can independently check
• No lockups, no maturity ladders, no minimum balance — funds stay available for field operations
• Held under the same custody, screening, and documentation standards as our blockchain-enabled network
• Requires explicit approval under your governance policies

Supporting missionaries without reliable banking

Same-day delivery at known value using fully auditable stablecoin networks, replacing risky cash handling and wire chains that may take a week to arrive — with insured custody and the same documentation standards as a traditional transfer.

Closing non-G10 corridors

For corridors where correspondent banking is functional but slow, SNDR's modernized bank infrastructure typically settles 1–3 days faster at a materially lower cost — with the same oversight mechanics boards expect.

Consolidating across programs

One consolidated view of payment status, settlement, FX rates applied, and supporting documentation across every program and country — saving finance teams up to 10 audit hours per month in reconciliation and pull requests.